Kevin Hromas

Profile Updated: January 7, 2019
Office Location Cypress, TX USA
Title CEO
Yes! Attending Reunion

Kevin B. Hromas 10/25/18
16519 Curio Gray Trail
Cypress, TX 77433 Cell: 713-416-8044 Fax: 888-297-2181

CEO – US Insurance Information, LLC dba
Kevin Hromas & Associates
Full service consulting, claims and appraisal representation through-out the United States. Specialize in complex litigation disputes involving property claims for both residential and commercial policies. Certified Insurance Appraiser (CIA), Certified Insurance Umpire (CIU).

1/1/08 TO 12/31/09
Executive General Adjuster – Gulf Coast Claims Service, Houston, TX
Senior property claims adjuster responsible for investigating and recommending for settlement, complex claims involving commercial/residential/marine policies as first- or third-party events.

7/07 TO 1/1/08
Property Claims Manager – Gulf Coast Claims Service, Houston, TX
Property claims manager responsible for all commercial and residential claims through-out Texas.

9/28/03 TO 7/07
Independent claims adjuster specializing in catastrophic events.

2/04 to 7/07 Crawford & Co. – National Cat Team
Independent adjuster dedicated to the National Catastrophe Team for Crawford & Co. One of the first 5 adjusters called for deployment in the event of a declared catastrophe. Worked every major event over the past 3 years. During periods of non- cat activity, I was often asked to work branch assist in various offices around the US. For Katrina, I was dedicated to USAA and was retained to work clean-up on Mississippi files.

9/03 to 2/04 Pete Markos, Inc.
Regional independent firm in the Newport News, VA area. Claims related to Hurricane Isabel. Returned to Virginia in 2006 and worked claims related to Ernesto.

12/96 to 8/03 Staff Claims Adjuster – Allstate Insurance
• Senior Staff Claims Adjuster – dedicated to high-profile claims and agent claims.
• Formerly the sole Quality Evaluator (Re-inspector) for the entire southern half of Texas. (South Texas MCO) Responsible for determining estimate accuracy for all property field adjusters.
• Developed IT resource that allowed on-line access to all HO policies and endorsements sold by Allstate to all claims, sales and underwriting personnel.
• Oversaw all outside activities for all independent adjusters under contract to Allstate in the Houston-Beaumont area.
• Oversaw the Quality Vendor Program for the Houston-Beaumont area.
• Local office liaison to the Allstate National Catastrophe Team and Pilot Catastrophe Services.

1984 to 12/96 Owner: Kevin Hromas Construction
Hromas, Inc.
Houston area construction company dealing in a variety of residential and commercial construction projects operating under the following subsidiaries:
• Kevin Hromas Homes – custom home construction
• Newday Homes – speculative starter homes
• Hromas Enterprises – residential and commercial re-modeling
• Texas Steelcraft Homes – custom steel-framed homes.

1980 – 1984 Hromas Construction – Lubbock, TX
Sole proprietorship dealing in residential, multi-family and commercial construction.

EDUCATION 1992 Doctor of Jurisprudence
University of Houston Law Center Houston, TX
1980 Bachelor of Arts
Southwest Texas State University San Marcos, TX
1977 Associate of Arts
South Plains College Levelland, TX
2010 Wind® Umpire Certification Course
Windstorm Insurance Network, Dallas, TX
2011 Wind® Advanced Umpire Training Course
Windstorm Insurance Network Houston, TX
2011 HAAG Engineering Certified Roof Inspector – Residential/Commercial – Inactive
2011 CPIU – Certified Property Insurance Umpire –
Insurance Appraisal and Umpire Association, Inc. - FL

Currently enrolled in these industry specific programs:
AIC & Commercial Lines Coverage Specialist (CLCS)

LICENSES Texas Resident Adjuster - P&C # 614250
California Non-Resident – IA #2I47613
Florida Non-Resident – P&C #E117051
Oklahoma Non-Resident – P/F/M #A299561
Louisiana Non-Resident – Commercial/Personal Lines #661484
Mississippi Non-Resident I/A #10008814
South Carolina Non-Resident Adjuster #917339
North Carolina PA #1313991
NFIP Certified – FCN #06040100
TX Dept. of Insurance Continuing Education Provider #131563
I have held emergency licenses in the following states:

American Association of Insurance Management Consultants
1st Vice President
Association of Property and Casualty Claims Professionals – Fl.
Houston Claims Association
Fellow – Claims and Litigation Management Alliance (CLM)
Society of Registered Professional Adjusters (RPA)
General Member - Insurance Appraisal and Umpire Assoc., Inc.
Volunteer Expert –
Committee Member – RIA CR Curriculum Peer Review Team
Committee Member CLM Insurance Extra Contractual Committee
CLM Adjuster Training Courses Committee
CLM Resource/Wiki Guideline Committee
CLM Webinar Development Committee

Frequent contributor to Claims Magazine with submitted articles, as a resource for industry information and perspective or as a subject. A full listing of those articles may be found by going to and conducting a search for ‘kevin hromas’. A specific listing is as follows:

“Are You a Well-Adjusted Cat Adjuster?” October, 2005
“Declaring They’re Independents” May, 2008

Subject of:
“Speaking of: Claim Adjusting” March, 2007

Quoted Resource:
“The Catastrophe Crunch” December, 2012
“The Good, the Bad, and the Ugly” May, 2006
“Preparing for Temporary Housing Issues” August, 2006
“Putting a Price on Business Expenses” December, 2006
“Amateur Adjusting Hour” August, 2008
“A Tale of Two Seasons” February, 2010